Achieve PCI-DSS Compliance with confidence
Attain Excellence in Data Protection & Cybersecurity.
We don’t just deliver frameworks; we deliver outcomes that fuel business growth.
Our Services
how we help you secure cardholder data
We will review all of your key payment channels within your CDE, identifying risks and current non compliances
We highlight quick-win solutions and clearly identify areas requiring further work to meet the PCI-DSS V4.0.1.
A clear, prioritised action plan to close all identified gaps.
Each action includes defined ownership and realistic timelines to support a successful revalidation attempt with the assessor.
We assist in updating essential documents, including asset inventories and security policies, to meet the new terminology and requirements.
You receive a complete evidence pack, ready for direct submission to the PCI-DSS assessor, providing the clear proof required for certification.
We assist in updating essential documents, including asset inventories and security policies, to meet the new terminology and requirements.
You receive a complete SAQ/RoC, plus a Attestation of Compliance, providing the clear proof required for certification.
We deliver ongoing PCI-DSS support and assurance through our expert consultancy services. Our flexible retainer packages give you on-demand access to experienced specialists, without the cost of an in-house team. Let us manage your PCI-DSS programme, ensuring you stay compliant, secure, and audit-ready while you focus on your business.
Our approach
Getting you Secure Safely, Confidently and Without Disruption
PCI-DSS Implementation That Delivers Results
We implement GRC frameworks using our structured AAA Approach: designed to assess your current posture, align with best practices, and assure long-term compliance
Our proven Approach
🔍Assess
We begin by assessing your current PCI-DSS posture - identifying gaps, risks, and opportunities for improvement. This includes reviewing existing policies, controls, and governance structures to establish a clear baseline.
🧭Align
We align your organisation with regulatory requirements, industry standards, and strategic goals. Our experts tailor frameworks to your business context, ensuring relevance, scalability, and stakeholder buy-in.
🛡️Assure
We assure ongoing compliance and resilience through monitoring, reporting, and continuous improvement. This includes fractional GRC support, training, audits, and automated controls to maintain confidence and accountability.
Why choose GRC Hub?
GRC Hub – Your Trusted Partner in Data Protection, GDPR Compliance & Cybersecurity.
Achieving PCI-DSS compliance is more than a technical requirement, it’s a strategic investment in your business security, reputation, and growth. At GRC Hub, we deliver results that go beyond ticking boxes. Our approach focuses on business outcomes that matter most to you:
Structured Success: Our proven four-step process (Assessment, Report, Remediation, Documentation) is designed to minimise re-submission risk, saving you time and money.
Focus on Business: We prioritise remediation actions that offer the most security benefit with the least disruption to your day-to-day operations.
End-to-End Support: We provide the documentation and evidence pack ready for the assessor, ensuring nothing is overlooked and the final submission is seamless.
Your Cyber Essentials questions answered
Frequently Asked Questions (FAQs)
What is PCI DSS and why is it important?
PCI DSS (Payment Card Industry Data Security Standard) is a global standard designed to protect cardholder data and reduce credit card fraud. Compliance is mandatory for any organisation that stores, processes, or transmits cardholder data.
Who needs to comply with PCI DSS?
Any business that handles payment card data – including merchants, service providers, and financial institutions – must comply with PCI DSS requirements, regardless of size or transaction volume.
However, the volume of transactions a merchant or service provider processes annually directly impacts their compliance obligations
What are the consequences of non-compliance?
Non-compliance can lead to fines, reputational damage, increased risk of data breaches, and even the loss of the ability to process card payments. It also undermines customer trust and business continuity.
How can GRC Hub help with PCI DSS compliance?
GRC Hub offers end-to-end PCI DSS support, including gap assessments, remediation planning, policy development, and audit preparation. We tailor our approach to your business model, risk profile, and technical environment.
GRC Hub also offers a broader Fractional GRC Leadership Services which can be leveraged for support across several frameworks.
What’s involved in a PCI DSS gap assessment?
Our gap assessment identifies where your current controls fall short of PCI DSS requirements. We provide a clear roadmap for remediation, prioritised by risk and effort, to help you achieve compliance efficiently.
Do you offer support for SAQ (Self-Assessment Questionnaire) completion?
Yes. We guide you through the SAQ process, helping you select the correct SAQ type, interpret the requirements, and ensure your responses are accurate and defensible.
Can GRC Hub assist with technical controls like encryption and network segmentation?
Absolutely. We work with your internal teams or external IT providers to implement and validate technical controls such as encryption, secure authentication, logging, and segmentation—all critical for PCI DSS compliance.We also provide you with Penetration Testing Solutions to complement the service.
How often do we need to validate PCI DSS compliance?
Validation is typically required annually, but maintaining compliance is a continuous process. GRC Hub helps you embed PCI DSS into your day-to-day operations to ensure ongoing adherence.
What makes GRC Hub different from other PCI DSS consultancies?
We combine deep regulatory expertise with practical, business-focused advice. Our consultants understand the nuances of compliance in complex environments and deliver solutions that are scalable, sustainable, and aligned with your strategic goals.
Is PCI DSS compliance enough to protect our business from cyber threats?
PCI DSS is a strong foundation, but it’s not a silver bullet. GRC Hub helps you integrate PCI DSS into a broader cybersecurity and risk management strategy, ensuring holistic protection across your digital assets.
You can view our other services and cybersecurity frameworks here, such as ISO27001 and Cyber Essentials.
How do I establish my obligations under PCI-DSS?
Your obligations and compliance requirements under the PCI-DSS are as follows:
If you are a merchant:
PCI DSS Merchant Level | Annual Transactions Per Year | Validation Requirements |
|---|---|---|
Level 1 | Over 6 million | Annual on-site audit (Report on Compliance) by a Qualified Security Assessor (QSA) or an Internal Security Assessor (ISA) |
Level 2 | 1 to 6 million | Annual Self-Assessment Questionnaire (SAQ) and quarterly network (ASV) scans |
Level 3 | 20,000 to 1 million | Annual SAQ and quarterly network (ASV) scans |
Level 4 | Fewer than 20,000 | Annual SAQ (may be required by some acquirers) |
If you are a service provider:
Level | Transaction Volume (Annual) | Compliance Requirements |
|---|---|---|
Level 1 | More than 300,000 transactions annually | On-site assessment by a Qualified Security Assessor (QSA) to create an annual Report on Compliance (RoC). |
Level 2 | Less than 300,000 transactions annually | Complete an annual Self-Assessment Questionnaire (SAQ), specifically the SAQ-D variant for service providers. |